Flagship consultation
Comprehensive Financial Planning
A structured review of income, pensions, protection, and savings goals, culminating in a written plan you can act on with confidence.
From £850 — fixed fee for the planning engagement
Who it is for
Households and couples in Scotland who want a clear picture of retirement readiness, protection gaps, and how savings should be prioritised
What you leave with
A written financial plan with recommended actions, timeline, and product considerations where advice is suitable
Duration & delivery
Typically four to six weeks from first meeting to final plan
Hamilling office or secure video appointments across the UK
Fee basis
£850 — fixed fee for the planning engagement
Next step
Request a planning consultation via the contact form or appointments page.
Included
- Two discovery meetings (in person in Hamilling or by video)
- Full fact-find covering income, expenditure, pensions, investments, and protection
- Cash-flow illustration for near-term goals and retirement
- Written recommendations with rationale
- One follow-up call within 30 days of plan delivery
Not included
- Ongoing discretionary portfolio management
- Tax return preparation or accountancy filings
- Legal drafting of wills or trusts (we can refer you)
Preparation
Bring recent pension statements, payslips or accounts, mortgage details, and any existing protection policy schedules
Constraints
Advice is provided under UK regulatory standards; we will decline engagements outside our permissions
How the engagement runs
- Introductory call to confirm scope and suitability
- Fact-find and document gathering
- Analysis and draft recommendations
- Presentation meeting and written plan
- Optional implementation support for recommended products